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SAP Deposit Management: Complete solution to Banking Products?

Former Member
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Is SAP Deposit Management provided the complete solution to manage banking products if we kept aside other modules such as Bank Analyzer, Loan management etc. .... ?

1 ACCEPTED SOLUTION

Former Member
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Hi Anuj,

SAP Banking Services can be classified as Transactional Banking (Deposits and Loans Management) and Analytical Banking (Bank Analyser).

Transaction Banking further classified as,

1. Account Management

2. Master Contract Management

In Account Management we have,

1. Deposits Management

2. Loans Management

Under Account Management - Deposits Management, we have

1.Term Deposit Account

2.Current Account

3.Savings Account

Under Account Management - Loans Management, we have

1.Instalment Loans

2.Mortgage Loans

Under Master Contract Management, we have

1.Effective Cash Pooling (Zero Balancing, Target Balancing, Trigger Balancing and Automatic Balance Transfer)

2.Bundle Pricing

3.OD

The Following Operations can be done in Transactional Banking --> Deposits Management.,

1. Create Account

2. Post Payment Items

3. Run Settlement

4. Run Accruals

5. Order Management Scenarios (Product Change, Account Holder Change, EWT, and Account Closure)

6. PLM (Posting Lock Management)

The above scenarios will only cover the deposit life cycle in transactional banking but that is not the complete one, there are some parts left in Analytical Banking also i.e. Bank Analyser

In Bank Analyser, you do

Define Legal Entity, Run AFI steps i.e. some of them displayed below,

1. Display Financial Transaction

2. Display Business Transaction

3. Set Time stamp

3. Post External Business Transaction

4. Update Secondary Business transaction

5. Key Date Valuation (KDV)

6. View Results in RDL

Still I say, the deposit life cycle not 100% done, the complete deposit life cycle has three main stages

1. Origination (Mostly happen in CRM and this includes account and product origination)

2. Servicing (This happen in core banking includes all deposits scenarios in core banking and some of them i mentioned above)

3. Reporting (This happen in Analytical Banking, includes AFI and Analytical Reporting)

After all these steps, the accounting registration book entry will happen in FICO.

I have written my understanding in Deposits Management. Please correct if something mentioned wrong

Thanks and Best Regards,

Kamal

View solution in original post

4 REPLIES 4

Former Member
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Hi Anuj,

              Actually from products point of view SAP Deposit management is a complete solution. But from process point of view it is not .

You will have to depend upon the other modules to complete all the processes of a bank .

Former Member
0 Kudos

SAP DM can manage Term Deposit, Current Account, Saving Account.

NHoffmann
Advisor
Advisor
0 Kudos

Deposit Management is handling the account contracts for term deposit, current accounts, saving accounts. It coveres cash management etc. but for the payment processing itself  you would need SAP Payment Engine and for loan accounts you need loan management  etc.

See also SAP for Banking – SAP Help Portal Page -- Banking services from SAP and SAP Payment Engine etc.

best regards

Nadine

Former Member
0 Kudos

Hi Anuj,

SAP Banking Services can be classified as Transactional Banking (Deposits and Loans Management) and Analytical Banking (Bank Analyser).

Transaction Banking further classified as,

1. Account Management

2. Master Contract Management

In Account Management we have,

1. Deposits Management

2. Loans Management

Under Account Management - Deposits Management, we have

1.Term Deposit Account

2.Current Account

3.Savings Account

Under Account Management - Loans Management, we have

1.Instalment Loans

2.Mortgage Loans

Under Master Contract Management, we have

1.Effective Cash Pooling (Zero Balancing, Target Balancing, Trigger Balancing and Automatic Balance Transfer)

2.Bundle Pricing

3.OD

The Following Operations can be done in Transactional Banking --> Deposits Management.,

1. Create Account

2. Post Payment Items

3. Run Settlement

4. Run Accruals

5. Order Management Scenarios (Product Change, Account Holder Change, EWT, and Account Closure)

6. PLM (Posting Lock Management)

The above scenarios will only cover the deposit life cycle in transactional banking but that is not the complete one, there are some parts left in Analytical Banking also i.e. Bank Analyser

In Bank Analyser, you do

Define Legal Entity, Run AFI steps i.e. some of them displayed below,

1. Display Financial Transaction

2. Display Business Transaction

3. Set Time stamp

3. Post External Business Transaction

4. Update Secondary Business transaction

5. Key Date Valuation (KDV)

6. View Results in RDL

Still I say, the deposit life cycle not 100% done, the complete deposit life cycle has three main stages

1. Origination (Mostly happen in CRM and this includes account and product origination)

2. Servicing (This happen in core banking includes all deposits scenarios in core banking and some of them i mentioned above)

3. Reporting (This happen in Analytical Banking, includes AFI and Analytical Reporting)

After all these steps, the accounting registration book entry will happen in FICO.

I have written my understanding in Deposits Management. Please correct if something mentioned wrong

Thanks and Best Regards,

Kamal