Example financial instrument and transaction Bank Analyzer

[Former Member]

Can someone give an example of a financial instrument and of a financial transaction? What is the difference between both data objects?

[Former Member]

I found myself the answer:

A financial instrument is a financial product that you can buy fa stock exchange. A standardized contract that you can buy in big numbers.

A financial transaction is an OTC (over the counter) financial product between 2 or more business partners such as derivatives, foreign currency deals, guarantees, facilities. You cannot buy a financial transaction at a stock exchange.

Both Bank Analyzer financial instrument and  financial transaction are financial instruments under IAS 39.

[former_member250451]

1. FTs (financial transactions) are individual contracts in the retail and over-the-counter (OTC) trading (for example: loans, current accounts, savings accounts, and swaps). FTcontract denotes a unique relationship between, for example, a lender and a borrower.
2. FIs (financial instruments) is a standartized product, which is not created for a company or person. These products are usuially can be sold and bought in open market (bonds, futures, options).

In BA (Bank Analyzer) system you can find template examples for FT and FI:

1. Execute transaction 'SPRO'
2. Bank Analyzer --> Source Data Layer --> Primary Objects --> Master Data --> Templates --> Edit Template
3. You will see a list of templates for different categories.
Those templates which start with 'S40...' are FTs examples
Those templates which start with 'S41...' are FIs examples

Application help information can be found here:

- for FT: Primary Object: Financial Transaction - Bank Analyzer (FS-BA) - SAP Library

- for FI: Primary Object: Financial Instrument - Bank Analyzer (FS-BA) - SAP Library